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Blog Archives: January 2016

Three Handy Home Staging Tips That Will Help You Display Your Home in the Best Light

January 29, 2016
Your home may be one of your largest assets, and you certainly want to take steps to get the highest price possible for it when you list it on the market to sell. In addition, you may have plans to purchase a new home or to take other similar steps when list your home, so you may need to your house to sell quickly. Staging your home is a great way to present it in the best possible light for potential buyers to see. While there are dozens of staging tips and ideas that you may use, there are a few that are rather simple and affordable for ...

Home Builders Remain Confident in January

January 28, 2016
Home builders maintained December’s confidence level according to the National Association of Home Builders (NAHB) Housing Market Index for January. The latest reading of 60 mirrored December’s reading, but was two points lower than expected. Readings of more than 50 indicate that more builders were confident about housing conditions than those who were not. Although January’s reading fell shy of October’s reading of 65, which was a ten-year high for the home builder index. Any reading in the low 60’s suggests gradual improvement in housing ...

Did You Know: Here’s Why Buying a New Home Grows Your Wealth Faster Than Renting

January 27, 2016
There can be many downsides to both renting and buying, depending on what side of the coin you are on, but if you’re leaning towards purchasing a home it can have added benefits for your bank account that renting does not. While renting can certainly alleviate many of the costs that go along with property ownership, here’s why purchasing a home can have positive monetary affects in the long run. The Good Impacts of Inflation While inflation is often seen as a dirty word, a real estate purchase can see the positive side of inflation with how ...

Staging Tips: How to Make a Small Backyard a Great Selling Feature

January 26, 2016
Small backyards are not the detriment that sellers seem to worry about. By putting in some work, any homeowner should be able to turn the smallest backyard into a selling feature by highlighting its assets. Here are some surefire ways to change a cramped backyard into a cozy, outdoor paradise: Invest In Size Appropriate Outdoor Furniture Too many people with small backyards make the mistake of picking out patio furniture that is meant for a larger space. While this may not matter for the people living in the house, it will make a world of ...

2015 Glen Park Market Report Data

January 25, 2016
Here is the summary data from the 2015 Glen Park Glen Park Market DataReport. Here’s the market report as well.

What’s Ahead For Mortgage Rates This Week – January 25, 2016

January 25, 2016
Last week’s scheduled economic news included releases from the National Association of Home Builders, Housing Starts, and Existing Home Sales. Weekly reports on new jobless claims and mortgage rates were also released. The National Association of Realtors® reported that sales of previously owned homes rose to 5.46 million sales on an annual seasonally adjusted basis in December. This reading surpassed expectations of 5.21 million sales and November’s reading of 4.76 million sales. November’s low reading was in part affected by new mortgage ...

How Safe is Your Home from a Fire? Learn How to Run a Quick Fire Safety Assessment

January 22, 2016
A fire can rage through your home at a moment’s notice, and it can cause a significant amount of damage in a very short period of time. Damage from the flames, intense heat, smoke and soot can cause tens of thousands of dollars or more in some cases, and a severe fire event can result in a total loss for the homeowner. More than that, a fire can create a serious health and safety risk for you and your loved ones inside the home. If you are concerned about how safe your home is from a fire, consider a few important points. Do You Have Fire ...

Have You Been Denied for a Mortgage? Here Are 3 Reasons Why You’ll Want to Keep Trying

January 21, 2016
If you’re in the market for a new home, you’ll most likely need a mortgage in order to afford it. But for some home buyers, getting a mortgage isn’t easy. Banks and other lenders are often hesitant to lend money to certain consumers, often for good reason. But sometimes, lenders’ reasons for declining you aren’t entirely valid. That’s why, if you’ve been denied for a mortgage, you’ll want to keep trying to get mortgage funds. Here are three factors that can influence the likelihood of approval on the second try. A Second Appraisal Might ...

3 ‘Must Know’ Pieces of Advice for First-time Home Buyers

January 20, 2016
When delving into the realities of home ownership, there can be many factors involved that make it difficult to determine what you need to know and what can wait until later. If you happen to be a first-time buyer who’s looking for the best tips for purchasing a home, look no further than the following three pointers to set you on the right path. Get Familiar With Your Credit Score If you haven’t looked at your credit report for a long time, it can be a daunting task to request this information. Fortunately, your credit report is free from ...

5, 10, 20 Percent or More? How to Determine How Big of a Down Payment You Need

January 19, 2016
Whether or not you’re new to real estate, there’s little doubt that you’ve heard the term down payment as it relates to purchasing a home. There’s a lot of different information out there in regards to how much this figure should be and it can be hard to determine exactly what the importance of this payment is. If you’re trying to determine the ideal amount to put down, here are some things to consider. Explaining Down Payments And Why They’re Important The down payment is probably one of the largest single payments you’ll make for ...

2015 Glen Park Market Report Released!

January 18, 2016
2015 was another record breaking year for real estate in glamorous Glen Park. Prices continued their steady rise with a 13% increase in median sales price over 2014 (nearly $185k higher than last year). Buyer demand remained strong with 78% of homes selling over the asking price. Check the stats: There are slight indications of a softening market in Glen Park, but neighboring areas like Bernal Heights and Sunnyside are seeing a more clearly defined slowdown. The median price per square foot broke the $1k/ft ceiling for the first time ...

2015 Bernal Heights Market Report Released!

January 18, 2016
The Bernal Heights real estate market shows early signs of balancing. 2015 saw a 12% increase in the median sales price at $1.3M. This is a down from a 21% increase last year. Buyer demand is still strong, with overbidding occurring on 91% of sales. The median overbid was 19%, or nearly $300k over list price.   Narrowing our focus to the second half of 2015 identifies a slowdown across nearly all key metrics: median sales price decreased $100k from $1.38M in the first half to $1.28M in the second half. The number of houses sold ...

What’s Ahead For Mortgage Rates This Week – January 18, 2016

January 17, 2016
In addition to weekly reports on mortgage rates and new unemployment claims, last week’s economic news included the Fed’s Beige Book report, retail sales and consumer sentiment. January’s Empire State Index showed an unexpected dip and Consumer Sentiment increased for January. Fed’s Beige Book Shows Diverse Economic Trends According to the Federal Reserve’s Beige Book report for January, the central bank’s business contacts reported strength in housing, while agriculture, energy and manufacturing sectors were struggling. New York’s Empire ...

The 3 Golden Rules of Staging – Follow These and Sell Your Home Faster

January 15, 2016
When it comes to staging your home to sell, it can sometimes seem like there are so many things to do that it’s hard to know what will make a real difference. Since staging is such an important aspect of successfully selling your home, here are the three golden rules for how you can make it work for you! Don’t Forego The Front Homeowners often spend so much time inside of their home that it’s the first thing they think about when it comes to staging, but the first thing a potential buyer is going to notice is the exterior so it’s very ...

Understanding Mortgage Pre-Approvals and How to Avoid Being Declined for One

January 14, 2016
How does a pre-approval work, and how can you make sure you won’t be declined? Here’s what you need to know. What Is A Mortgage Pre-Approval? A mortgage pre-approval is a step that happens somewhere near the start of the home buying process. Being pre-approved means you have a preliminary loan commitment from a mortgage lender. Pre-approval isn’t necessarily a guarantee that you’ll get a mortgage, but rather, a statement that if all goes according to plan, your lender will most likely issue a mortgage to you. Pre-approvals can make the ...

Welcoming Strangers: the Pros and Cons of Hosting Open Houses During the Home Selling Process

January 13, 2016
Potential Buyers Or Open House Aficionados? An open house will mean that many people can see your house at the same time, which can save the time and energy that goes into multiple viewings, but open houses can also attract many people that have no intention to buy. With so many people interested in the interior of a home or the houses in a particular neighborhood, open houses can actually attract more curiosity than actual offers. While an open house can be a great way to create interest, private viewings can be more indicative of how ...

Greenify Your Home with Our Guide to Conducting a DIY Energy Audit

January 12, 2016
Do A Candle Test Of Exterior Walls Since cold air coming in from outside your home can impact your energy use significantly, do the simple test of taking a candle on a tour of your home to determine if there are any drafts. Ensure that you check all of the windows, doors and exterior areas where outside air can gain access; if your candle blows out or wavers, this is a surefire sign that a fix-up is needed. If you’ve located an area where air is getting in, you may need to caulk it or add insulation to remedy the problem. Carefully Inspect ...

What’s Ahead For Mortgage Rates This Week – January 11, 2016

January 11, 2016
The first week of 2016 was quiet concerning housing and mortgage related news, but reports on construction spending and several labor-related reports were released. Construction spending is connected to housing markets as it provides evidence of builder confidence and also future housing supply. Labor market trends provide a sense of economic performance in general and can influence potential buyers on decisions about buying or not buying homes. Construction Spending Dips in November According to the Commerce Department, construction ...

Moving Out? Here’s a checklist to get you started…

January 10, 2016
Congratulations on your big move!  Here are some resources to help you out the door more efficiently. For utilities, schedule the termination date as the date of close of escrow.  The buyer will usually be able to transfer services after you’ve given notice to your service provider. San Francisco 1. Pacific Gas and Electric Start/Stop Services 2. Astound Cable Services, ComCast, or DirectTV (Cable/Internet) 3. San Francisco Public Utilities Commission (Water) 4. Recology Garbage Services 5. United States Postal Service ...

Running out of Kitchen Space? 5 Storage Hacks That Will Help You Do More with Less

January 08, 2016
Make Use of Magnets Using magnets to hold up some kitchen essentials will not only be effective and functional, it will make for a quirky, modern space with personality. Whether you decide on a magnetized knife block for the side of the fridge or purchase some magnetized spices for easy access, this is a simple trick for storage that goes beyond the fridge. Cue The Cutting Board Cover One of the biggest problems with a small kitchen is the minimal counter space, but this is an easy problem to solve with a cutting board made to fit over ...

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