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Blog Archives: October 2013

12 Trick-Or-Treating Safety Tips

October 31, 2013
Gone are the days when parents sit at home while their costumed children run around the neighborhood alone. These days, most small children are walked door-to-door by family. While there is relatively little mischief they can get into under their parents’ watchful gaze, below are even more trick-or-treating safety tips for an untroubled, fun and haunted evening. Light Them Up – Put reflective tape on your children’s costumes and bags so drivers can easily see them. It’s dark out there! Plan A Route – Hit up familiar homes and ...

Why does the seller care how much down payment I have?

October 30, 2013
When working with buyers, I get this question a lot – “Why does the seller care how much down payment I have?  After all, they’re going to get paid by someone, whether it’s me or the lender, right”? The best down payment is 25% or more (20% is considered ok).  Sellers care about the down payment because of potential problems with appraisals. A lender will only lend against the appraised amount.  If the property doesn’t appraise, you have to make up the difference from your own funds.  This is more feasible with a higher down payment. ...

“He goes above and beyond expectations and that what makes him great”!

October 30, 2013
SOLD by Michael Minson Sophisticated Penthouse View Condo at the Intersection of Convenience and Style The sellers wanted to get the most money for their property with the least amount of hassle.  We pre-marketed the property within Climb and the SF agent community and were able to secure a buyer at the client’s target price ($21,000 over the suggested list price).  We sold the property within a week of the seller moving out and two months before their expectations.  Both the buyer and the seller were very happy. Read what my client had to ...

Beware Of Zombie Titles

October 30, 2013
With the economic downturn, anyone involved in real estate quickly became familiar with previously little-known terms such as foreclosure and short sale. Now that the housing market is picking back up and people are moving on, a new term is coming to light — zombie titles.   The Zombie Title This is when a home has been vacated because the owners defaulted on their loan and their bank started the foreclosure process. However, for some reason or another, the bank never completed the foreclosure and sold the home. So, when the city starts ...

What You Should Know About Pending Home Sales This Month

October 29, 2013
Pending home sales fell in September by -5.60 percent, and were 1.20 percent lower year-over-year. This is the first time in more than two years that pending home sales have fallen below year-earlier readings. September’s reading was below August’s reading of -1.60 percent. The National Association of REALTORS®, which released the report, expects lower home sales for the fourth quarter of 2013 and flat sales into 2014. NAR provided good news in its forecast of 10 percent growth in existing home sales in 2013 as compared to 2012. A spike in ...

What’s Ahead For Mortgage Rates This Week – October 28, 2013

October 28, 2013
Federal government agencies issued reports that were delayed by the government shutdown, and Freddie Mac reported that average mortgage rates fell for all types of loans it reports. The National Association of REALTORS issued its Existing Home Sales report on Monday. While 5.30 million home sales were expected, September’s reading fell short at 5.29 million sales. August’s reading was adjusted from an original reading of 5.48 million, which equaled July’s reading. Higher mortgage rates and home prices were cited as contributing to the slip ...

3 Easy Tips To Protect Your Deck This Winter

October 25, 2013
Barbecue season is all but over, and you won’t be spending as much time out on the deck. Don’t let it get you down, though. Spring will be here before you know it. There are a lot of things that can wear down and damage your deck, so protect it and make sure it stays in tip-top shape over the winter. Cover The Furniture You want your deck to look as good in the spring as it does now. The first step is to cover all the furniture (don’t forget the grill!). Cover everything with commercial furniture covers or just use a tarp. Be sure that the ...

Your Home List Price, Should You Lower It?

October 24, 2013
Are you trying to sell your home and finding that it is not selling very well? This might be due to a number of reasons that you can’t control, such as its location or the fact that the home layout is somewhat unusual. If you are struggling to sell your home, there is one factor that you can alter that might change things – the price. Many homeowners are reluctant to lower the price of their home, because it feels somewhat like a defeat. However, while you want to make as much money from your house sale as possible, it’s better to sell your ...

How To Manage Those Fallen Leaves

October 23, 2013
The kids are back in school, the weather is getting cooler and your yard is covered in a layer of fallen leaves. Yep, it’s that time of year again, but don’t think of fall leaves as a chore. They can be a useful resource for fertilizing your lawn or even decorating your home for autumn. Finish The Raking It’s tempting to just let the leaves lie in the yard. It’s good fertilizer anyway, right? Wrong. You should rake everything up as soon as the trees begin to look bare, or else risk the blanket of leaves smothering your lawn over the winter ...

The Government Shutdown And Its Effect On Existing Home Sales

October 22, 2013
Existing home sales for September fell by 1.90 percent from August’s revised reading of 5.39 million sales to 5.29 million sales. Economists had expected 5.30 million sales for September, so a slow-down in existing home sales had been anticipated. The National Association of REALTORS cited higher home prices and mortgage rates as factors contributing to fewer sales of previously owned homes. Home Prices Easily Outpaced Income Growth According to Lawrence Yun, NAR’s chief economist, home prices “easily outpaced income growth.” Consequently, ...

What’s Ahead For Mortgage Rates This Week – October 21, 2013

October 21, 2013
Many of the economic and housing reports typically scheduled were delayed by the federal government shutdown. The National Association of Homebuilders Wells Fargo Housing Market Index for October was released Wednesday with a reading of 55, lower than the projected 58 and previous month’s revised reading of 57. The original reading for September was 58, which was the highest measure of builder confidence since 2005. NAHB cited concerns over mortgage rates and the federal government shutdown and its consequences as reasons for homebuilder ...

Tips On Protecting Your Home From Sneaky Pests

October 18, 2013
As the temperatures start to drop, we spend less time outdoors and more time inside where it’s warm. Unfortunately, fall pests have the same idea. This is the season when rodents and cockroaches seek shelter from the cold. They can carry diseases like salmonella and Hantavirus, as well as cause damage to your wiring. So, make sure you take precautions to keep the pests away from your home. Seal Up Your House Pests have an incredible ability to sneak into your home through the tiniest of holes. A mouse can squeeze through even a dime-sized ...

Housing Market Index Shows Builders Continue To Have A Positive Outlook

October 17, 2013
The National Association of Homebuilders/Wells Fargo Housing Market Index dropped two points to 55 from September’s revised reading of 57. Builder concerns over labor costs and availability and economic uncertainty related to the federal government shutdown were noted as factors contributing to the lower reading for October. Key Points Noted In October‘s HMI included: Builder confidence remains above 50, which indicates that more builders have a positive outlook on housing market conditions than those with negative sentiment. The October ...

Remove Those Pet Odors With These Quick Tips

October 16, 2013
You might love your furry friends, but are their pet odors turning off potential buyers when you are trying to sell your home? Many cat and dog owners are around their animal companions so much that they become immune to the smell and don’t notice it in their home, so you might not even realize that your home smells of your furry friend. However, when you are selling your property, first impressions are very important.  If a potential buyer gets a whiff of pet odors when they walk in the door, this can really make them lose interest in your ...

Nail The Final Walkthrough Before Closing

October 15, 2013
By the time you get to the final walkthrough on your property, the home buying process is almost complete. However, it is still important to pay close attention to this final step, as it will be crucial in the success of your home purchase. The final walkthrough is your last opportunity to ensure that everything in the home is in working order and that there are no potential problems waiting for you when you take over ownership of the property. While conducting a final walkthrough of the property, give yourself enough time to look carefully ...

“Michael is simply the most hands on, diligent, resourceful Realtor out there”.

October 13, 2013
SOLD 10137 Voltaire by Michael Minson List Price $330k.  Sold for $350k.  5 offers received after being on the market for only three days.  The previous listing agent had been unable to sell it and it languished on the market  for months.  It had been withdrawn and canceled multiple times and received a few offers, none of which resulted in a successful close. Once I received the listing, I encouraged the client to raise the price, stage the property, and tweak a few things to improve the curb appeal.  I highlighted the best features of the ...

4 Tips On Giving Your Mudroom A Makeover

October 11, 2013
From crunched-up leaves stuck to bottoms of shoes to bulky coats shed as soon as kids walk through the door, mudrooms are ideal for keeping outdoor dirt, wet clothing and outerwear from being strewn throughout your home. Mudrooms not only keep the rest of your house clean, but they also designate a spot for those last-minute grabs, such as coats, umbrellas and purses when you’re running out the door. These rooms are great catchalls. However, an organized mudroom can make your life and those hectic mornings much less stressful. Below are ...

5 Strategies To Secure Your Home Against A Break-In

October 10, 2013
Having your home broken into is a complete violation. Burglars don’t just steal your belongings; they steal your peace of mind. While this is the sort of thing you think will never happen to you, it’s worth the time and effort to ensure that you’re not a target. Below are five strategies to help secure your home against a break-in. 1. Use Landscaping As A Barrier Purposefully place plants in spots that create a natural barrier to your home. Plant thorny rose bushes in front of bedroom windows and remove overgrown shrubs that provide ...

Tips On Passing Your Home Inspection With Flying Colors

October 09, 2013
Home inspections are a tense time for everyone. Sellers are fervently hoping that nothing major is wrong with their home that could hold up the transaction. Buyers are eager to hear that their new house is in prime condition. Whatever the wishes, one thing is for sure:  Any news from an inspector is usually bad news. Home inspectors have a tough job. They have to be trained to spot hundreds of potential issues with a home and be knowledgeable of local codes, community restrictions and residential permit parameters. Stay one step ahead of ...

City Lights Or Starlit Nights, Which Home Location Will You Choose?

October 08, 2013
      If you are looking to buy a home, you might be wondering whether you should be looking for properties that are right in the center of the city or whether a better option would be to buy a property on the outskirts or in a rural area a short drive away. The rural or urban decision will ultimately be up to you, as there are advantages and disadvantages to either option. The main difference will lie in your priorities – what type of lifestyle is most important to you? Living In The City One of the main perks of buying a property that ...

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