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Blog Archives: October 2014

Michael Minson Awarded the Certified Residential Specialist Designation

October 31, 2014
Michael Minson, Top Selling Agent with Climb Real Estate Group, has been awarded the prestigious Certified Residential Specialist (CRS) Designation by the Council of Residential Specialists, the largest not-for-profit affiliate of the National Association of REALTORS®. REALTORS® who receive the CRS Designation have completed advanced professional training and demonstrated outstanding professional achievement in residential real estate. Only 37,000 REALTORS® nationwide have earned the credential. Home buyers and sellers can be assured that ...

Buying a Home? 4 Steps You Can Take to Ensure You Start out with a Low Monthly Mortgage Payment

October 31, 2014
Are you thinking about buying a new house or condo? If so, you’ve likely given some thought to your mortgage and as to how you can pay as little as possible in order to own your new home. Below we’ll share four easy steps that you can take to ensure you start out with an affordable monthly mortgage payment. Make A Large Down Payment On Your Home The easiest way to reduce your monthly payment is to invest as much as possible in your down payment. The less you have to borrow, the less you’ll be required to pay back. If you can put a ...

Case-Shiller 20 City Home Price Index And FOMC QE Update

October 30, 2014
According to the S&P Case-Shiller 20 City Home Price Index, Home prices rose by 0.20 percent in August. Three of the 20 cities tracked saw home prices drop, while Detroit, Michigan posted the highest price growth. The seasonally adjusted growth rate for cities tracked declined by 0.10 percent as compared to a decline of 0.10 percent in July. Detroit led monthly home price growth with a gain of 0.80 percent. Dallas, Denver, Colorado and Las Vegas, Nevada posted gains of 9.50 percent as compared to July. Cities posting declines in home price ...

Median List Price for San Francisco Condos is $995,000

October 29, 2014
The median list price in SAN FRANCISCO, CA this week is $995,000. Even though the days-on-market is trending higher, so is the Market Action Index at these inventory levels, providing a neutral outlook for the market. While the Market Action Index shows some strengthening in the last few weeks, prices have not seemed to move from their plateau. Should the upward trend in sales relative to inventory continue, expect prices to resume an upward climb in tandem with the MAI. The market seems to have paused around this plateau. The Market ...

What you Need to Know about San Francisco Property Taxes

October 29, 2014
Here’s some info on property taxes in San Francisco. The property tax rate is around 1.175% in San Francisco (it varies a bit based on whether or not your neighborhood has special assessments or other Mello Roos direct charges) The tax period begins on July 1 and runs thru June 30. Payment for the 1st installment is due by December 10th.  That covers July 1 to December 31. Payment for the 2nd installment is due by April 10th.  That covers January 1 to June 30. The tax bill comes out in October of each year.  So from July to October of ...

Selling Your House? Three Ways You Can Easily Scare Buyers off – and How to Avoid These Mistakes

October 29, 2014
Are you selling your house or condo? Once you place your home up for sale you’ll start to receive interest from prospective buyers, many of whom you’ll meet in person and invite in to take a look around. In order to ensure your sale goes smoothly you’ll want to avoid making any slip-ups that can spook the buyer and cause them to drop their interest in your listing. Let’s take a quick look at three ways that you can scare buyers off and how to avoid finding yourself in these circumstances. Pricing Your Home Too High One of the biggest ...

Buying a Vacation Home? A Quick Guide to Renting Out Your Second Home to Generate Income

October 28, 2014
Are you thinking about buying a second home to spend some time in when you’re on vacation? Whether you’re picking up a small house near the beach or you’re looking at a ski-in/ski-out condo at your favorite ski resort, if you’re only going to be in the home for short periods each year you may want to consider renting the property out the rest of the time to generate some additional income. In this post we’ll share a few tips for getting your property ready to rent to short-term visitors and how to get things started. Preparing Your Home For ...

Tuesday Tour Schedule Released – 22 Pages_10.27.2014

October 27, 2014
Tuesday tour (aka Broker’s Tour) is not just for brokers anymore – the public is invited and welcome to attend. In fact, it’s one of SF’s best kept real estate secrets. Many of the properties on the tour are open for the first time. For serious buyers, this is a great opportunity to get a sneak peak before the weekend crowds. Plus, many of the open houses are catered – BONUS! Click HERE for a full schedule I go out just about every week to scope out what’s hot and what’s not and report back to my clients. We had 23 pages last week. This ...

What’s Ahead For Mortgage Rates This Week – October 27, 2014

October 27, 2014
Last week’s economic news included a few developments connected with housing and mortgage industries. While no economic reports were released on Monday, the rest of the week provided good news for existing home sales, home prices and mortgage rates. The National Association of REALTORS® reported that existing home sales in September exceeded expectations and the prior month’s reading with a seasonally adjusted annual rate of 5.17 million sales. Three of four U.S. regions posted higher sales of previously owned homes with only the Midwest ...

Good News! Existing Home Sales Up And FHFA Home Prices Rise

October 24, 2014
After months of reports of slowing home price momentum and forecasts of a lagging housing market, we are pleased to report an increased volume of existing home sales as reported by the National Association of REALTORS®. The Federal Housing Finance Agency (FHFA), which oversees Fannie Mae and Freddie Mac, reported rising prices for homes connected with Fannie Mae and Freddie Mac mortgages. Here are the details. Pedal to the Metal: Existing Home Sales Achieve Fastest Rate in a Year September sales of previously owned homes reached a ...

Median List Price for San Francisco Condos is $949,500

October 23, 2014
The median list price in SAN FRANCISCO, CA this week is $949,500. Demand measured by the Market Action Index is increasing and days-on-market is holding steady. With more properties coming available, conditions are mildly positive. While the Market Action Index shows some strengthening in the last few weeks, prices have not seemed to move from their plateau. Should the upward trend in sales relative to inventory continue, expect prices to resume an upward climb in tandem with the MAI. The market seems to have paused around this plateau....

Moving to a New City? Tips for Finding a Family-friendly Community to Buy Your New Home In

October 23, 2014
If you’re moving to a new city with children, one of your likely considerations is finding a family-friendly community where you can settle in and call home. In this post we’ll share a handful of tips that you may find helpful if you’re searching for a family-friendly neighborhood in a new city. Check Out The Quality Of Local Schools Schools are one of the cornerstones of a community and high-quality schools are a sign that a community is suitable for your family. When you’ve made your short list of communities that you are considering, ...

Three Reasons Why Setting Your Listing Price is the Most Important Aspect of the Home Sales Process

October 22, 2014
Have you decided to sell your home, perhaps to make an upgrade to a newer, larger house? Whatever your reasons for selling, you’ll have a number of decisions to make as you craft your listing and begin receiving offers from buyers but few are as important as your initial selling price. Let’s take a look at three reasons why setting your listing price is the most important factor in your home sale. Reason #1: You Can Scare Off Potential Buyers With A High Price You’ll receive the majority of your buyer interest in the first few days and ...

Juggling Priorities: How to Manage Buying a New Home and Selling Your Old One at the Same Time

October 21, 2014
Are you a homeowner who is thinking about selling their current home and making an upgrade to a newer, larger home? If you’re facing the prospect of having to manage a home purchase and a home sale at the same time you’ll find that there are numerous priorities that are begging for your attention. In today’s blog post we’ll share a few tips for how to manage a buying and selling transaction simultaneously without being overwhelmed by them. Start By Getting Your Finances In Order Before you start the hunt for a new home you’ll want to ...

Tuesday Tour Schedule Released – 23 Pages_10.20.2014

October 20, 2014
Tuesday tour (aka Broker’s Tour) is not just for brokers anymore – the public is invited and welcome to attend. In fact, it’s one of SF’s best kept real estate secrets. Many of the properties on the tour are open for the first time. For serious buyers, this is a great opportunity to get a sneak peak before the weekend crowds. Plus, many of the open houses are catered – BONUS! Click HERE for a full schedule I go out just about every week to scope out what’s hot and what’s not and report back to my clients. We had 22 pages last week. This ...

What’s Ahead For Mortgage Rates This Week – October 20, 2014

October 20, 2014
Last week’s economic highlights included the National Association of Home Builders (NAHB) Housing Market Index for October. The Commerce Department also released Housing Starts for September. Freddie Mac reported that the average rate for a 30-year fixed rate mortgage dropped below four percent. The Fed released its Beige Book report, and Weekly jobless claims came in lower than expected. Here are the details: Homebuilder Confidence Slips in Spite of Lower Mortgage Rates U.S. Homebuilder confidence in housing market conditions slipped by 5 ...

NAHB Reports: Home Builder Confidence Drops in October

October 17, 2014
The National Association of Home Builders (NAHB) reported that home builder sentiment lost its momentum in October and posted a seasonally adjusted reading of 54 in its Home Builder Market Index. This reading was five points lower than expected and also five points lower than September’s reading. October’s reading was the first time in five months that builder confidence has fallen. To put October’s reading in perspective, things aren’t all that bad. A reading over 50 indicates more builders are confident about housing market conditions ...

Four Ways You Can Enhance Your Home’s Value Before You List It for Sale

October 16, 2014
Whether you’ve decided it’s time for an upgrade or you’re moving on to a new city, if you’re selling your home you may be wondering how you can boost its value before listing it up for sale. In today’s blog post we’ll share four ways that you can spend a bit of time and money upgrading your home before it hits the local real estate market. Spruce Up Your Landscaping You’ll want your home to make a great first impression, and as such a great place to start is by sprucing up your lawn, gardens and other landscape features. Your grass should ...

Median List Price for San Francisco Condos is $949,000

October 15, 2014
The median list price in SAN FRANCISCO, CA this week is $949,000. Demand measured by the Market Action Index is increasing and days-on-market is holding steady. With more properties coming available, conditions are mildly positive. While the Market Action Index shows some strengthening in the last few weeks, prices have settled in a bit of a plateau. We currently in a Seller’s market so prices will likely resume their climb should this trend persist. The market seems to have paused around this plateau. The Market Action Index is a good ...

You’re Not Just Selling a House: How to Promote the Local Community and Lifestyle to Potential Buyers

October 15, 2014
Have you listed your home up for sale? If so, you’ve likely spent a lot of time crafting your listing and highlighting the many features of your home and property – but have you focused on the community around your home as well? Let’s take a look at a few ways that you can promote the qualities of your local neighborhood as you’re working to convince a buyer that purchasing your home is a great decision. Give Your Buyers The A Tour Of The Neighborhood After your listing goes live it won’t be long before potential buyers and their agents ...

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