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Blog Archives: April 2016

Investor Thoughts: What Home-buyers Can Learn from a Real Estate Investor’s Stand-point

April 29, 2016
There are plenty of things to consider when purchasing a home, from the size of place that you’re looking for to the amount of home you’re able to afford. While it’s certainly worth knowing what you want going in, here are a few factors that investors often think about when it comes to making or breaking the appeal of a real estate purchase. Will The Location Last? ‘Location, location, location’ is a popular expression for a reason, and it’s among the first things that any person purchasing a property will consider when they think about ...

Short Term Rental Rules

April 29, 2016
San Francisco residents are allowed to rent their homes for periods of less than 30 nights (known as “short-term rentals”), subject to certain registration requirements. Short-term rental includes renting out a portion, or your entire home, to guests for stays of 30 days of less. Short-term rentals are typically listed through on-line platforms such as VRBO, Flipkey, Craigslist, and Airbnb. Here is a quick overview of what you need to know: Hosts Need to Live in San Francisco. You must be the permanent resident (owner or tenant) of the ...

5 Easy Ways to Brighten up Your Curb Appeal

April 28, 2016
It can be easy to forget, but the first thing people will see when they come to your home is the outside, so it’s important to have a well-maintained and picturesque property that represents the inside of your home positively. If you’re looking for a few ways to boost your outdoor space, here are a few tips to help with curb appeal. Plant A Flower Bed Whether you decide on a tiny plot or a much larger space, a splash of flowers is great for adding a warm, homey atmosphere to your front yard. This can easily be done by going to your local ...

How to Determine the Right Mortgage for You: The Pros and Cons of Each Type

April 27, 2016
Finding the right mortgage can be a struggle. There’s a wide array of mortgage products on the market, and you don’t always need to get a mortgage through your bank – and with so many options, it’s hard to know which one is your best bet. Your ideal mortgage will depend on your own individual financial situation, but when you understand how different kinds of mortgages work, it’s easier to choose the right one. Here’s what you need to know about mortgage types. Fixed-Rate Mortgages: Home Financing At A Guaranteed Rate A fixed-rate mortgage ...

Existing Home Sales Jump, Builder Confidence Holds Steady

April 26, 2016
Home buyers kicked the spring home shopping season into gear and boosted sales of pre-owned homes in March. Existing home sales rose 5.10 percent in March according to the National Association of Realtors®. 5.33 million pre-owned homes were sold in March against expectations of 5.30 million sales and February’s reading of 5.07 million sales on a seasonally adjusted annual basis. Demand for homes remains strong in spite of rapidly escalating prices in many areas. Short supplies of available homes continue to drive demand and home prices. ...

Tuesday Tour Sheet for April 26, 2016

April 25, 2016
Tuesday tour (aka Broker’s Tour) is not just for brokers anymore – the public is invited and welcome to attend. In fact, it’s one of SF’s best kept real estate secrets. Many of the properties on the tour are open for the first time. For serious buyers, this is a great opportunity to get a sneak peak before the weekend crowds. Plus, many of the open houses are catered – BONUS! Click HERE for a full schedule. I go out just about every week to scope out what’s hot and what’s not, and report back to my clients. For help with San Francisco ...

What’s Ahead For Mortgage Rates This Week – April 25, 2015

April 25, 2016
 Last week’s economic releases included Existing Home Sales, Commerce Department Releases on Housing Starts and Building Permits and the National Association of Home Builders/Wells Fargo Housing Market Index. Mortgage rates and new jobless claims were released according to their weekly schedule. Home Builder Confidence Holds Firm in April According to April’s National Association of Home Builders/Wells Fargo Housing Market Index, home builder confidence held steady with a reading of 58 for the third consecutive month. Analysts viewed ...

Knocking down Walls: Why Investing in an Open Concept Could Increase Your Home’s Value

April 22, 2016
While home design concepts go in and out of style all the time, the open home concept has remained an elegant go-to for those who enjoy the simplicity of the modern aesthetic. If you’re ready to take the sledgehammer to your walls and swing into an open concept space, here are a few reasons this may make your home look better to potential buyers. A Hotspot For Family And Friends It’s great to take the whole family out for dinner or meet your friends at the pub, but a home with an open concept kitchen can be an even better way to get ...

No One’s Biting? 5 Problems That May Be Affecting Your Resale Value

April 21, 2016
When you’ve already placed your home on the real estate market and carefully considered your selling price, it can be disappointing when no one seems to jump instantly at the opportunity to buy. It can certainly be more trying if your home is harder to sell, but it may be worth considering whether one of the following might be part of the problem. Forgetting About The Front A lot of work goes into shaping up the inside of a home, but that doesn’t mean you can ignore the outside of your property and expect a positive result. The first thing ...

Selling a Small Home? 4 Tips to Make Your Bedrooms Look Bigger

April 20, 2016
Not every home has the luxury of expansive, spacious bedrooms, but large rooms are the type of thing that really attracts many buyers to a home. If you’re looking for ways to enhance the size of your bedrooms without having to knock down any walls, here are a few tricks that may instantly improve the look of your personal spaces. Choose A Few Small Pieces Few things will make a room look small like a hulking piece of furniture, so you’ll want to make sure you stick with items that are more minimalist in aesthetic and smaller in scale....

2016 Kitchen Decor Trends to Inspire Your Renovations

April 19, 2016
A kitchen upgrade may seem like the sort of renovation that will cost a pretty penny, but there are a lot of funky things you can do that will add an easy accent and make for a current look. If you’re planning some home improvements in 2016, here are some upcoming trends you may want to try out. Cue The Contrasting Cabinets It can be a major undertaking to change the style of your kitchen cabinets, and that’s probably why many people are considering a little switch instead of a major upheaval. By keeping your top cabinets the same and ...

Tuesday Tour Sheet for April 19, 2016

April 18, 2016
Tuesday tour (aka Broker’s Tour) is not just for brokers anymore – the public is invited and welcome to attend. In fact, it’s one of SF’s best kept real estate secrets. Many of the properties on the tour are open for the first time. For serious buyers, this is a great opportunity to get a sneak peak before the weekend crowds. Plus, many of the open houses are catered – BONUS! Click HERE for a full schedule. I go out just about every week to scope out what’s hot and what’s not, and report back to my clients. For help with San Francisco ...

What’s Ahead For Mortgage Rates This Week – April 18, 2016

April 18, 2016
Last week’s scheduled economic releases included reports on retail sales, inflation and the Federal Reserve’s Beige Book report. Weekly reports on mortgage rates and new jobless claims were also released. The Consumer Financial Protection Bureau announced a limited program for reducing principal on eligible mortgages held by Fannie Mae and Freddie Mac. This program is intended to resolve remaining “underwater” mortgages on homes worth less than their current mortgage amounts. Retail Sales Fall, Inflation Rises Retail sales fell in March to ...

Selling Your Home Soon? 4 Ways to Quickly Boost Your Curb Appeal

April 15, 2016
Most people that have embarked on selling their home know a lot about how to showcase the inside of it, but one of the most important parts of showing a home can be forgotten as a result. Since the outside of your home is the first thing a potential homebuyer will see, here are a few simple ways you can quickly boost its appeal. Re-Consider The Front Door If your door is both welcoming and majestic, you may be able to skip this step, but if you have chipped paint or disintegrating steps, it’s definitely going to be worth a minor renovation ...

How the Truth in Lending Act Protects You When You Take Out a Mortgage

April 14, 2016
If you’re planning to get a mortgage, it’s critical that you know your rights under the law. The Truth in Lending Act (TILA) is a piece of federal legislation that governs how mortgage lenders can and cannot operate their businesses. So how does the Truth in Lending Act protect you, and what are your rights under this legislation? Here’s what you need to know. Your Lender Must Give You A Timely Loan Estimate A Loan Estimate (previously known as a Good Faith Estimate) is a document your lender provides you that details information about ...

A Quick and Easy Guide to Hiring the Best Contractor for Your Pre-sale Home Renovations

April 13, 2016
If you’re planning to complete some renovations on your home before putting it on the market, you may be unsure of the best way to go about finding the right contractor for the job. While there are probably many contractors available who can do your renovations right, here’s how you can get to the bottom of who will work the best for you. Make A Few Phone Calls Once you’ve done some research and determined a short list of prospective contractors, you’ll want to call each contractor to determine that they can complete your project in good ...

Tuesday Tour Sheet for April 12, 2016

April 12, 2016
Tuesday tour (aka Broker’s Tour) is not just for brokers anymore – the public is invited and welcome to attend. In fact, it’s one of SF’s best kept real estate secrets. Many of the properties on the tour are open for the first time. For serious buyers, this is a great opportunity to get a sneak peak before the weekend crowds. Plus, many of the open houses are catered – BONUS! Click HERE for a full schedule. I go out just about every week to scope out what’s hot and what’s not, and report back to my clients. For help with San Francisco ...

Four Excellent Reasons You Should Check Your Real Estate Agent’s References and Testimonials

April 12, 2016
There are different methods that home buyers may use to find a real estate agent to work with. While some may use the services of a real estate agent who they know personally, others may reach out to a professional who they have located online. Regardless of whether you previously knew the individual in a non-professional setting or not, it is important that you check your agent’s reference and testimonials before you get started with the home buying process. There are several good reasons for this. The Importance Of Accessibility Whether ...

What’s Ahead For Mortgage Rates This Week – April 11, 2016

April 11, 2016
Last week’s economic news included minutes of the most recent Federal Open Market Committee (FOMC) meeting. Weekly reports on mortgage rates and new jobless claims were also released. FOMC Minutes Indicate Fed Not Pressing Rate Increases Minutes of the FOMC meeting held March 15 and 16 suggest that FOMC members are easing their enthusiasm for raising the target federal funds rate. In recent months, the committee has indicated that it was leaning toward raising rates on a slow but steady pace. Ongoing concerns over changing global economic ...

The FHA Mortgage Minimum Credit Score Has Been Reduced. Here’s What You Need to Know…

April 08, 2016
Credit is of considerable concern when it comes to buying a home, but if you’re on the market for a new place in the next few months there may be some timely news that applies to you. If you haven’t heard about the changes to the Federal Housing Administration’s (FHA) credit score minimum, here’s some information on the recent reduction and how it may impact your home purchase. Information On The FHA Started in 1934, the FHA is the organization responsible for insuring the loans that are available to homebuyers in the United States. These ...

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