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Blog Archives: June 2013

South of Market (SOMA)

June 30, 2013
View South of Market properties for sale. Edgy and hip, with just a hint of grit tossed in for flavor, SOMA is for the true urbanite.  Homogeneous streets and manicured front lawns are no where to be found. What you will discover here are contemporary lofts and condos, alongside the occasional Victorian, all lit up and hovering above the city’s premiere nightlife destinations. Historically the center of the city’s gay leather and bear community, you will now find options for all persuasions.  Stalwarts of the gay leather bar scene are ...

$1,000 Credit for Sellers

June 29, 2013
My mother always told me that “Presentation is Everything”.  And she was right! That’s why I offer my sellers a $1,000 credit to make improvements to their property for the purpose of selling.  This includes painting, staging and/or landscaping.  I believe that these three things are so important, I’m perfectly comfortable putting my money where my mouth is. Selling your home requires presenting it in the best possible light.  Most buyers cannot overlook scuffs in paint, dings in walls, or an overgrown front lawn without getting a bad taste ...

How To Improve Your Credit Score For Better Financing Terms

June 28, 2013
Imagine that you’ve found the perfect home and are ready to apply for financing. Your home loan approval amount comes back lower than you would have expected and at an interest rate significantly above what you have heard is available on the market. This could be because you have an average to poor credit score. Mortgage lenders base interest rates on many things, but your credit score plays a large part. Anything between 720 and 850 will typically qualify for better interest rates. A mediocre score is usually between 660 and 719, and a low ...

5 Important Tips To Help Smooth Your Move When You Have Teens In The Home

June 27, 2013
You’ve got a new job offer across the country and you are planning to pack your things, buy a home and make the big move. However, when you tell your 17 year old daughter your plans, she lets out a mournful wail and cries that it is not fair. How can you possibly take her away from all of her friends, her favorite hangout spots and the cute boy she just started seeing? Moving is a difficult transition and it is often even more traumatic for teenagers. The teenage years are an important stage where young adults establish their individuality ...

Home Prices Record Highest Monthly Gains Since Case Shiller Index Inception

June 26, 2013
The S&P Case-Shiller Home Price Indices for April indicate that the housing recovery gained ground. In April 2013 average home prices tracked in the Case-Shiller 10 and 20-city Composites increased by 11.60 and 12.10 percent year-over-year. On a month-to-month basis, the Composites increased by 2.60 and 2.50 percent respectively. According to David M. Blitzer, Chairman of the S&P Dow Jones Indices’ Index Committee, the 10-and 20- City Composites experienced their largest month- to- month gains since their inception: “Thirteen cities posted ...

3 Clever But Simple Ways To Get Your Home Mortgage Paid Faster

June 25, 2013
Paying off the mortgage on your home faster means that you will not only have the satisfaction of owning your own home sooner, you will also have the benefit of paying much less in interest over the years. The faster you pay off your mortgage, the more money you can save, so here are some tips to accelerate your payment schedule. Pay Your Mortgage Every Other Week (Bi-Weekly) Did you know that if you take your monthly mortgage payment and divide it in half and then pay it every two weeks that you will end up making a full extra month of ...

What’s Ahead For Mortgage Rates This Week – June 24, 2013

June 24, 2013
Comments by Fed chairman Ben Bernanke after Wednesday’s FOMC meeting caused havoc in financial markets as investors anticipated the potential effects of any rollback of the Fed’s policy of quantitative easing (QE). Chairman Bernanke said that the Fed may begin reducing its $85 billion monthly purchase of Treasury securities and MBS toward the end of this year. The chairman made it clear that any decision concerning QE would be based on careful review of current and developing economic conditions. QE is intended to keep long-term interest ...

Quick Tips To Get Your Summer Garden Blooming

June 21, 2013
Spring has sprung and today is the first official day of summer. If you are finally finding time to tend your garden, don’t feel guilty — just get dirty! In one June weekend, you can have your yard looking colorful and smelling sweet. All it takes is a shovel, a design idea and a knowledgeable trip to a greenhouse. Whether a rose is your favorite or you know nothing about flowers, you can make you yard beautiful without being a professional landscaper. Below are several types of flowers that will have your garden looking gorgeous this ...

Three Tips To Get The Best Financing On Your Second Home Purchase

June 20, 2013
Are you buying a property as your second home? Perhaps you are looking for a small cottage or apartment where you can escape to for your vacations, or maybe you want to have another home closer to your relatives? Maybe you want to rent out your second property and make a steady income from your investment. Whatever the reason, a second piece of real estate can be a fantastic investment. However, sometimes getting a mortgage on your second home can present a challenge. Generally, a mortgage lender will have tougher standards for vacation ...

Home Builder Confidence Jumps By Widest Margin Since 2002

June 19, 2013
U.S. housing markets are gaining as demand for homes exceeds available supplies in many areas. The National Association of Home Builders/ Wells Fargo Housing Market Index (HMI) for June increased by eight points over May’s reading to achieve a positive reading of 52. This last happened in August-September of 2002, when HMI monthly readings also jumped by eight points. Any reading over 50 indicates that more builders consider housing market conditions positive than negative. June’s reading was the first time the HMI reading surpassed a ...

RealtyTrac Foreclosure Report Shows 28% Decrease From May 2012

June 18, 2013
Foreclosure actions increased by 2.0 percent in May from April’s 75 month low point for foreclosure activity according to RealtyTrac’s U.S. Foreclosure Market Report released June 11. However, the good news is that May 2013 foreclosure filings were still 28 percent below May 2012 filings. RealtyTrac reports that approximately one in 885 homes were in some stage of foreclosure in May. This does not mean that 1 in 885 homes was lost to foreclosure, but it does indicate that documents related to some phase of foreclosure (Notice of Default, ...

What’s Ahead For Mortgage Rates This Week – June 17, 2013

June 17, 2013
Last week’s news was relatively quiet with no data significant to the mortgage lending released until Wednesday, when the federal government announced a $138 billion budget deficit for May. According to the U.S. Treasury this figure is 11 percent higher than for May of 2012, but the federal budget is expected to come in with less than a -$1 trillion deficit for the 2013 fiscal year, which runs from October to September. The Treasury estimates that the 2013 budget deficit will come in at approximately -$642 billion, well below fiscal 2012’s ...

Make Your Home A Movie Star! How To Rent Out Your Property As A Film Location

June 14, 2013
Whenever a scene in a film or television show takes place in a private home, have you ever thought about who owns that property? Well, it could be you! The fact is that film and television production companies are always on the lookout for new locations where they can shoot their footage. If you advertise your property in the right way, your home could have its 15 minutes of fame as the set for a film or a television show episode. Many production companies have been gradually switching over the last few years into filming at ‘authentic’ ...

We’re about to hit the market! Now what?

June 13, 2013
By now, your home should be ready for sale – any painting, staging, upgrades and inspections should have been completed.  Your home should be depersonalized and start to feel less like a home, and more like a house.  More specifically, a house that is sitting on a bunch of your money. And the only way to get that money and move on to the next chapter in your lives is to sell it. To increase our chances of selling your house, in the shortest amount of time, it is important that you follow these guidelines: 1.  Your house is now a showroom.  ...

Why It’s Critically Important To Have A Home Inspection

June 13, 2013
Many home buyers have found the perfect house, signed on the dotted line and may think they’ve watched enough home improvement shows to know if the home they’re getting is in good shape. Unfortunately, some buyers make the mistake of skipping a home inspection in order to save a little cash. Even if a home has already stolen your heart and you’re ready to pay for it as-is, I STRONGLY recommend to all my clients that they should have a home inspection.  This will let you know what repairs are needed so you can decide if this is still the ...

Homeowners — Are You Making These Mistakes Planning Next Year’s Taxes?

June 12, 2013
Filing your taxes can be a complicated and confusing process. If you are a home owner you may have many different home tax deductions and credits to consider. Since we recently passed the filing date for 2012 taxes, it may be a good time to plan for next year and get your tax tracking systems in place. Check carefully to make sure that you are not making any of these common homeowner tax mistakes – which could cost you money or get you in trouble with the IRS. Miscalculating Your Home Office Tax Deduction If you work from home, you will be ...

Increasing May Jobs Report Shows Strengthening Economy

June 11, 2013
The U.S. Department of Labor released its Non-Farm Payrolls and National Unemployment Rate reports Friday showing 175,000 jobs were added in May, which surpassed expectations of 164,000 new jobs and April’s reading of 149,000 jobs added. The jobs added in May were largely from the private sector. However, the national unemployment rate for May was 7.60 percent, one-tenth of a percent higher than expectations and the April reading of 7.50 percent. The rise was attributed to more people entering the workforce as opposed to people losing jobs. ...

What’s Ahead For Mortgage Rates This Week — June 10, 2013

June 10, 2013
Last week’s economic reports provided a mixed bag of results. On Monday, the Department of Commerce reported that construction spending increased by 0.40 percent in April and fell shy of the expected reading of 1.0 percent, but exceeded the March reading of -0.80 percent. Home Prices Increase Fastest Since 2006 On Tuesday, CoreLogic released its Home Prices reported that the national average home price had increased by 12.10 percent year-over-year in April. The comparable year-over-year reading for April 2012 was 11.00 percent. This ...

$1,000 Credit for Buyers

June 08, 2013
Let’s face it.  Moving is a hassle.  Let me help you with that. I offer my buyers a $500 credit towards moving, organizing or interior design expenses, as well as a $500 Home Warranty. If you’ve never moved with the help of a Professional Organizer, it’s a treat.  They help you pack only what’s important (purging is an amazingly therapeutic part of moving) and can help you put everything away in a logical way.    Check my list of vendors in my White Glove Network for some great recommendations. The warranty covers your major systems like ...

What Does The Future Hold For The Security System In Your Home?

June 07, 2013
Imagine walking into your home and turning off the alarm, locking your doors, opening the windows and starting your coffee maker, all with a few taps of your finger on your smart phone? What if you had a home security camera that you could monitor from anywhere and a motion sensor that would send you an email when your kids come home from school? What if you could open your blinds or unlock your home for a visitor, even from halfway around the world? The technology that powers our home security systems is getting more and more sophisticated ...

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